Our Qualifications


Apple Valley Insurance and Financial Services, Inc. has been an independent family-owned business since 1987. Robert R. Groves, the Founder, was a career Metropolitan Life Agent for 30 years prior to establishing himself as an Independent Registered Representative and Insurance Broker. He established a working relationship with our current Broker Dealer, Harbour Investments, Inc., in 1991.  As President of the firm since 2004, Robert T. Groves continues to maintain the family values and business practices today.